The area of study was the whole of Amravati district which was served by the Central Bank of India as the lead bank. The study showed an overall significant growth in total number of branches, total deposits and advances, number of borrowers, under lead bank in Amravati district. It is clear that the performance of lead bank with respect to these indicators was satisfactory.

The study of overdues against farmers of different size groups indicates that the higher amount of overdues was observed in the medium group of farm followed by small and large farmers.